​​Call Now Ask For Biz Credit Dept : 866-300-2070 x.105

Financing Your Company Growth, Your Cash Flow, & Your Customers

​Equipment Financing Overview

Equipment Financing or Equipment Leasing is a very popular way to obtain the business equipment you need and pay for it over time. This type of financing is a much easier tool than getting a traditional bank loan. The equipment is the collateral for the loan and your company and ownership's credit is part of the underwriting process. Perfect credit is not needed and we have commercial bad credit financing programs available .

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Commercial Financing Credit Needed

In general, we have programs that can help you if your credit score is above 550. 

Time in Business Requirements

We have programs that work with companies with six months in business or more. Better rates are usually for companies that have over two years in business.  

Financing Transaction Sizes

Usually we can conduct transactions from $5000 to $500,000.

Equipment Types Acceptable

Most commercial use equipment types are acceptable. Please contact us to discuss your needs.

But here are a few we can finance: Technology, Software, Yellow Iron, Lawn Mowers, Office Furniture, Tanning Beds, Material Handling, Construction, Tools, Commercial Trucks, Water Filtration and much more.

Length Of Terms

Usually we can finance from 24 to 60 months

Agreement Structures

We can structure the financing as a Equipment Financing Agreement or Equipment Lease with a $1 buy out or Fair Market Value. Capital and Municipal Leases are possible also.

IAM Biz Credit Equipment Financing Leasing Good OR Bad Credit and Small Business Loans

Equipment Financing & Small Business Loans